The Three Things You Must Do Immediately If You Have A Fire or Flood
3 Tips For Navigating An Insurance Claim
If your home has been damaged by fire, water, or smoke, there are a few things you must do quickly. Being prepared can make the difference between getting repairs started right away or waiting for 2-3 months with no home until your insurance company and contractor can fit you in.
Navigating an insurance claim while grieving the loss of your memories and possessions can be painful. Following these steps will make things easier.
1. Call a restoration contractor qualified to help you rebuild.
Getting this piece of the puzzle locked in first is important in a water, fire, or wildfire situation because everyone is on a first-come, first-served basis. – The last thing you want is to be stuck with whoever your insurance company gets the best deal from.
Your Contractor should be
- Licensed with the CCB, Insured, and Bonded
- Your Contractor should have experience with Fire Damage and Water Damage.
- Be sure you have a signed contract for mitigation and another one for Restoration.
- You are going to need to be able to trust whoever you hire…pay attention to your gut instincts.
2. Call your insurance company, it’s important to give them clear information.
- Your home was involved in a fire
- Policy Number and contact information
- The name of your contractor
They will provide you with a check for food and lodging while the details get sorted out.
3. Take a video of the entire contents of your home.
You will be able to compare it with the video you took earlier to determine what needs to be replaced. It's important to have documentation to expedite reimbursement.
If you follow these steps, you will have the best odds of a good outcome.
What Not to Do After a Fire or Flood
Make sure you avoid starting any demolition and DIY electrical repairs. Don't use your home vacuums for water or avoid turning the power back on too quickly.
When is it Safe to Re-Enter Your Home?
After a fire or flood, knowing when it's safe to return to your home is important for protecting your health and preventing further damage. You need to make sure structural signs are addressed, moisture levels are safe, and air quality is good.
Who to Call for Fire & Flood Restoration Services in Salem, Oregon?
When disaster strikes, 3Rs Construction & Remodeling is your trusted contractor in the Salem area, here to help you every step of the way. We work directly with your insurance provider to help expedite the claims process.
All of us at 3Rs Construction & Remodeling earnestly hope you do not need any of this advice, but having helped many of our neighbors rebuild after a fire or flood we know what will help for restoration. If you need help, we are only a call away.
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